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For couples

Keep your money separate. Keep one shared record.

For two people who don't share an account and want one place that holds what they've each covered.

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Neither of you has to remember who covered dinner, because the record already has it.

Sixty-forty, set once and remembered

Any ratio you agreed on. Every expense after that uses it, and neither of you decides again.
60 / 40
Standing split
38
Expenses this period
1
Number to read
Standing split
Maya
60%
Jonah
40%
Who fronted it this period
Maya$1,914.40
Jonah$806.15
Fronting more than your share doesn't change the split. It changes the balance, which is the thing you settle.

Plenty of couples keep separate accounts and still share most of what they spend. A budgeting app assumes one pot of money. A trip splitter assumes everyone goes home at the end. Neither shape fits an arrangement that simply continues.

A shared record sits between the two. Two sets of finances, one running balance, and no conversation needed to see where it stands.

What the two of you get

  • Any ratioEven or by percentage on the nest, exact amounts on a single expense.
  • Repeating expensesRent and utilities on their own day.
  • Settle upThrough your bank, a payment app, or cash.

Set the ratio once.

The shared record is free, with no member or expense limits.