Terms of use

These Terms of Service are an agreement between you and Loftery LLC, the operator of Eider (referred to here as Eider, we, us, or our). They govern your use of the Eider apps, website, and services.

By creating an account or using Eider, you agree to these terms and to our Privacy Policy. If you do not agree, please don't use Eider.

You must be at least 18 years old, or the age of majority where you live, and able to enter into a binding contract, to use Eider. You agree to provide accurate information and to keep it up to date.

You're responsible for your account and for keeping it secure.

• Keep your sign-in credentials confidential and don't share your account.
• You're responsible for activity that happens under your account.
• Tell us promptly at support@eider.app if you think your account has been compromised.

Eider helps you and the people you share a nest with agree on how to split costs and keep track of who owes whom. It is a record-keeping and agreement tool. Eider is not a bank, a money-transfer service, a payment processor, or an escrow service, and it does not hold, move, or collect money.

Balances in Eider reflect what you and your members have recorded - they are a shared record, not a debt that Eider enforces or guarantees. Settling up happens directly between members through their own payment apps. You are responsible for the money you actually owe and pay.

A nest is a shared space for you and the people you invite. By using a nest, you agree that:

• The expenses, splits, balances, and settle-ups you record are visible to the other members of that nest.
• Your split rule and any per-expense changes apply going forward, as shown in the app.
• If you leave a nest, your membership ends, but the entries you recorded remain part of that nest's shared history for the other members.
• You should only invite and share a nest with people you trust.

Eider has a free plan and a paid plan called Plus. The terms in this section apply to Plus.

Our free plan is available at no cost. Plus adds features for a recurring fee, which we show you before you subscribe. Plan features and prices may change over time, as described below.

We may offer a free trial or an introductory price on Plus to eligible new subscribers. A trial needs a payment method, and unless you cancel before the trial ends, your subscription begins and your payment method is charged. We show you the terms of any trial or offer before you subscribe.

Paid subscriptions renew automatically at the end of each billing period unless you cancel beforehand. You can turn off auto-renewal at any time, and we send a reminder before a renewal charge where required. Canceling stops future charges; it does not retroactively refund the current period.

You can cancel at any time. If you subscribed on the web, cancel from your billing settings in Eider. If you subscribed through an app store, cancel in your account settings for that store. When you cancel, your subscription stays active until the end of the current billing period. When a paid plan ends, premium features become unavailable, but your data is retained.

A Plus membership belongs to the member who buys it, and that member is responsible for its fee. Depending on the plan, a membership may also extend some features to other members of the nests the subscriber creates. How members share the cost between themselves is up to them.

If you subscribe on the web, our payment provider processes the payment and may sell you the subscription as the merchant of record, in which case its terms also apply to that payment.

If you buy a subscription through the Apple App Store or Google Play, that purchase is also subject to the store's terms, and billing, renewals, and refunds for it are handled by the store under its policies.

Except where required by law, subscription fees are non-refundable. For purchases made through an app store, refunds are handled by that store under its refund policy.

We may change our prices or the features included in a plan. If a change affects your subscription, we'll give you advance notice, and the change will take effect on your next billing period. Applicable taxes may be added to the price.

When using Eider, you agree not to:

• Use Eider for any unlawful purpose or in violation of these terms.
• Access another person's account or data without permission, or invite someone to a nest under false pretenses.
• Interfere with or disrupt Eider, or attempt to gain unauthorized access to its systems or to other users' accounts.
• Reverse-engineer, scrape, or copy the app except as allowed by law.
• Upload anything malicious or any content that infringes others' rights.

When we call a feature unlimited, we mean unlimited for normal personal and household use, not automated, bulk or commercial use. To keep Eider working for everyone, we may pause or limit a feature on an account whose activity looks unusual. If that happens, contact us and we will sort it out.

You keep ownership of the information and content you put into Eider. You grant us the limited permission we need to host, process, and display that content in order to operate Eider for you and your nest members - for example, to store your expenses and show them to your members.

Eider, including its software, design, and branding, belongs to us and our licensors. These terms don't give you any rights to our intellectual property except the right to use the app as intended.

Eider works alongside third-party services, such as payment apps like Venmo, app stores, and bank-connection providers. Your use of those services is governed by their own terms and privacy policies, and we are not responsible for them.

Eider is provided on an as-is and as-available basis, without warranties of any kind, whether express or implied, to the fullest extent permitted by law. We don't warrant that the app will be uninterrupted or error-free, or that calculations and balances will be free of mistakes.

Eider is a record-keeping tool, not financial, accounting, tax, or legal advice. Balances and splits are estimates based on what you enter. You are responsible for verifying amounts and for the money you actually owe and pay.

To the fullest extent permitted by law, Eider and its operators will not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of data, money, or goodwill, arising from your use of (or inability to use) Eider. Our total liability for any claim relating to Eider is limited to the greater of the amount you paid us in the twelve months before the claim or fifty U.S. dollars. Some jurisdictions don't allow certain limitations, so some of these may not apply to you.

You agree to indemnify and hold Eider and its operators harmless from claims, losses, and expenses (including reasonable legal fees) arising from your misuse of Eider, your violation of these terms, or your violation of any law or the rights of others.

You can stop using Eider at any time, and you can delete your account from Settings - there's a seven-day grace period during which signing back in restores it, after which your data is removed. We may suspend or terminate your access if you violate these terms or use Eider in a way that could harm other users or us. Some provisions - such as ownership, disclaimers, limitation of liability, and indemnification - survive termination.

How to delete your account

These terms are governed by the laws of the State of Colorado, without regard to its conflict-of-laws rules, and any disputes will be handled in the state or federal courts located in Colorado, unless applicable law requires otherwise. If any provision of these terms is found unenforceable, the rest remains in effect.

We may update these terms from time to time. When we make material changes, we'll update the date above and, where appropriate, notify you in the app. Your continued use of Eider after an update means you accept the revised terms.

Questions about these terms? Email us at support@eider.app.