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Comparison

Eider vs. Splitwise: what you can use for free.

Compare expense limits and saved splits, then see how Eider handles ongoing balances. The differences below focus on features you can use without a paid membership.

eider

Eider keeps a shared record for households and trips. Save your usual split, add expenses, and settle independently with each person.

Core features are free, with no member or expense limits.

Use Eider on the web, iPhone, or Android.

Core features are free, with no member or expense limits.

Use Eider on the web, iPhone, or Android.
Get startediPhoneAndroid

About this comparison

The Splitwise entries link to its published product information. The Eider entries describe our free features. Each row includes a source date so you can see when the comparison was checked.

  • Daily expense limit
    eiderNo daily limit.
    SplitwiseThe free tier has a daily expense limit. Pro includes unlimited expenses.Checked 2 Aug 2026
  • Third-party advertising
    eiderNone.
    SplitwisePro is advertised as ad-free.Checked 2 Aug 2026
  • Saved unequal split
    eiderStanding splits such as 60/40 are free.
    SplitwiseSaved default split settings are included in Pro.Checked 2 Aug 2026
  • Paid membership
    eiderPlus is planned to add receipt tools, bank sync, and insights. Standing splits and unlimited expenses stay free.
    SplitwisePro includes unlimited expenses, default split settings, and receipt scanning.Checked 2 Aug 2026

Splitwise is a trademark of its owner and is not affiliated with Eider. Features can change. See the linked sources and check dates above.

Using Eider

A shared record you can keep using.

  • Adding an expense in Eider with the amount keypad open

    Your usual split is ready.

  • Editing an expense's split in Eider, with a share for each member

    Use the arrangement that fits.

  • A nest in Eider, showing balances and recent expenses

    See the balances between people.

What this comparison covers

  • Features, not a complete product ranking

    Splitwise offers shared-expense tracking and additional tools through Pro. This page compares a few specific features, not every difference between the apps.

  • Eider is a newer product

    We're building for people who keep separate finances and share regular costs. You can try the core features for free.

  • Plus will add to the free product

    Our paid membership is planned to include receipt tools and spending insights. It won't unlock standing splits or remove an expense limit. What's free today stays free.

Starting with Eider

Can I import my Splitwise history?
Import isn't available yet. You can start a nest and add the shared expenses you still need to track.
Will the free features stay free?
Yes. Nests, expenses, standing splits, repeating expenses, and settling up stay free, with no member or expense limits. Plus is planned to add features on top.
Does everyone in my nest need Plus?
No. Everyone can use the free features. An annual Plus membership is planned to also cover receipt scanning and split by item for everyone in your nests. The receipt library, insights, bank sync, and early access stay with the subscriber.
Does Eider transfer the money?
No. Pay through your bank, a payment app, or cash, then record the payment in Eider. You can also open Venmo through its link.

Keep your shared expenses in Eider.

Get startediPhoneAndroid
Use Eider on the web, iPhone, or Android.
Eider on your devices
Web
Open in your browser
iPhone
Download on the App Store
Android
Get it on Google Play