Split Shared Expenses Automatically with Eider's Standing Split

A standing split is the division Eider applies automatically when you add an expense to a nest. You set the usual split once, and you can change it for an individual expense without changing the nest's standing split.

If you usually share costs 60/40, you shouldn't need to select 60/40 again for the rent, the groceries, and the power bill. Saving that arrangement makes adding the next expense simpler. You still decide which purchases belong in the shared record, but their usual division is already set.

Eider supports even splits and ratios such as 60/40 as a nest's standing split, and splits by exact amounts on an individual expense. The useful part is that the arrangement stays in place through ordinary expenses and individual exceptions. A different split for dinner doesn't change how the next power bill is divided.

People who share regular costs often already know how they want to divide them. They might split everything evenly or agree that one person pays a larger share. Once that decision is made, entering it again on every expense adds work without adding information.

A standing split keeps that agreement on the nest. When you add an expense, Eider uses it to calculate each person's share. You can use the usual division or change it for that purchase.

The standing split works alongside the running balance. The split determines each person's share of an expense. The balance reflects the expenses and payments recorded so far, so you can see what remains owed between people.

For example, Alex and Sam have a standing split where Alex covers 60% and Sam covers 40%. Alex pays the full $1,500 rent, so Sam's share is $600. Sam then pays for $200 of shared groceries. Alex's share of those groceries is $120, which reduces what Sam owes Alex to $480.

The same ratio applies regardless of which person paid the bill in full. Neither expense needs a new decision about the ratio. Eider applies the same arrangement to both and updates the balance to account for who paid. If Sam then pays Alex $480 and records the payment, their balance reaches zero.

A household spreadsheet can keep the same information, but someone needs to maintain it. In Eider, the expenses, their divisions, and the resulting balances are available in the shared record. Members can see what was added instead of asking one person for the latest total.

The record is only as complete as the expenses and payments added to it. A standing split doesn't decide whether a purchase should be shared, and it doesn't account for a payment nobody recorded. It saves the repeated selection of an arrangement you've already made.

A usual split needs room for exceptions. Alex and Sam might divide regular household costs 60/40 but agree to split concert tickets evenly. Or Alex might pay for a jacket that belongs entirely to Sam.

For the concert tickets, they can override that expense to 50/50. For the jacket, they can assign the full amount to Sam. Both expenses become part of the record with their own divisions. The nest's standing split remains 60/40.

The next power bill uses that standing split automatically. There's no need to restore it after adding the tickets or the jacket.

That separation matters because an exception shouldn't require changing the arrangement for everything else. If you temporarily change a standing arrangement to handle one purchase, you also have to remember to change it back. Keeping the override on the expense avoids that extra step.

Exact amounts are another option for an individual expense. If two people agree to contribute different amounts toward a purchase, those amounts can be entered for that expense without affecting what follows.

An override is visible in the shared record, just like the expense itself. It doesn't go to another member for approval. Eider records the division entered and updates the balance.

If that division is wrong, it can be corrected while the period is open. The people involved decide how the cost should be shared. Eider keeps the record of that decision.

Standing splits are free, along with nests, expenses, repeating expenses, running balances, and settling up. There are no member or expense caps and no ads. You can use the shared record for ongoing household costs without paying to keep adding expenses.

Splitwise includes default split settings in Pro. In Eider, standing splits are free.

What's free today stays free. Plus adds features such as receipt scanning, bank sync, and receipt search. You don't need Plus to save a standing split, override an expense, or record a payment.

You also don't need to wait for someone else to join before you start. In a solo nest, you name the other member and track shared expenses yourself. The standing split applies as you add expenses, and the running balance keeps track of their division and who paid.

That makes the same feature useful whether you're keeping the record alone or sharing it with several members of a household. You can establish the usual arrangement, add costs as they happen, and handle exceptions on the expenses that need them. All of that is included in the free product.